The benefits of new electronic and mobile payment methods in support of USAID
objectives to better serve the unbanked have been well-documented in other literature,2
and that case will not be reiterated in this report. A practical strategy for evaluating an
individual program or Mission environment for suitability of payment type, however, has
not yet been proposed or considered in a structured manner. The purpose of this report is
to set a baseline understanding of available payment alternatives and to establish a
framework for evaluating those alternatives in consideration of the unique environmentand risk profile of individual USAID programs or missions.