This study investigates the differences and similarities that exist between flood and rainstorm victims in rural and urban communities of Kwara State, Nigeria. The study obtained data from a survey of flood and rainstorm victims selected from both rural communities and urban neighbourhoods in the State. The survey employed a structured questionnaire to elicit information on the challenges they faced in the periods immediately after the disaster. The study found significant statistical variations in post-disaster challenges faced by victims in the areas of health, environmental/ecological problems as well as in psychological challenges among rural and urban areas. On the other hand, the study found no significant statistical difference in the support received by both rural and urban victims.